Hi Dimple, definitely you will still be able to claim your funds kahit nagmigrate na kayo ng family mo abroad. It really doesn’t matter especially since it’s a life insurance (in case of death/disability knock on wood), so in case u need the funds you actually can. Pati yung investments mo na tied up to your life insurance of course it’s still yours even if u migrate.
Of course the case will be different if it’s a health insurance. Because some health policies are location specific. So if it’s a health insurance, read the fine print first to check if the place you and your family will be migrating to is covered. :)
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